Feb 2023 Archive — India Property Insider

There were no new posts added to India Property Insider in February 2023. Still, that month mattered for people watching the Indian property market. If you were tracking opportunities or planning a move, these were the practical themes to note and the steps you could take right away.

What you should have watched in Feb 2023

Interest rates: Borrowing costs were a major focus. Home loan rates had been moving up through 2022 and buyers were checking fixed vs variable-rate options. If you were looking then, comparing lender offers and locking a competitive rate remained a priority.

Demand and sales mix: Sales were strongest in the affordable and mid-segment, while luxury and commercial interest moved at a slower pace. First-time buyers often found better negotiation power in suburban projects than in central locations.

New launches and approvals: Several developers were clearing inventory before rolling out fresh launches. That meant better deal terms for resale buyers and early-bird pricing for new projects that opened with pre-launch offers.

Rental market shifts: With hybrid work patterns continuing, some city centers saw softer rents while peripheral locations gained tenant interest. Landlords reviewing mid-term leases were weighing rent resets against vacancy risk.

Actionable steps for buyers and investors

Check your EMI plan now: Run scenarios for 6–12 month rate increases and see how much margin you need. Use a conservative estimate so payments stay manageable if rates tick up again.

Vet developers: Ask for the project’s RERA registration, completion schedule, and past delivery record. A clear document trail reduces surprises later.

Compare total cost, not just price per sq ft: Factor in parking, clubhouse charges, maintenance, and stamp duty to know the real outflow. A lower headline price can hide higher possession costs.

Look for rental yield, not just capital gains: If you’re buying to rent, calculate realistic yields based on current rents in the neighborhood, not historical highs.

Plan for exit options: Even if you’re a long-term buyer, map three exit scenarios—sell, rent, or hold—so you can decide quickly when market swings appear.

Even without articles in this archive month, these checkpoints help you judge opportunities that appeared in Feb 2023 and later. Use them to compare older listings, re-evaluate your search, or update your property checklist. If you want a tailored read on any of these themes — like borrowing choices, city-specific snapshots, or rental math — tell us which one and we’ll prepare a focused guide.